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9 Financial Habits Passed Down from Parents That Are Financially Damaging Today

9 Financial Habits Passed Down from Parents That Are Financially Damaging Today

Our parents often give us financial advice with the best intentions, hoping to set us up for a successful future. They share the money lessons they learned from their own parents and their life experiences. However, the economic landscape has shifted so dramatically that some of this wisdom is no longer applicable. What once was

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Why You’re Still Being Denied for Loans: 6 Factors You Need to Address

Why You’re Still Being Denied for Loans: 6 Factors You Need to Address

It’s frustrating to face loan denials, especially when you have your sights set on a big purchase, whether it’s a car, a home, or consolidating debt. You’ve filled out the paperwork, met with the lender, and followed all the instructions—only to hear the dreaded words: “We’re sorry, your loan application has been denied.” If you’re

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Beyond Budgeting: 14 Overrated Financial Strategies That Need a Reality Check

Beyond Budgeting: 14 Overrated Financial Strategies That Need a Reality Check

1. Renting is A Waste of Time While home ownership is the American dream, renting often gets a bad rap. However, the reality check is in—renting can offer financial flexibility, lower utility bills, and a landlord’s responsibility for repairs. With mortgage rates above 6.5%, the so-called “American dream” is unattainable for many and renting is

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