Debt is a heavy burden that can way down your finances, relationships, and plans for the future. However, it has become so common that many people expect to be in debt their entire lives. According to recent data, the average American has almost $102,000 in debt as of 2022. However, you can choose a different […]
10 Things You Should Never Buy on Vacation
Taking time away is great for your mental health, but not always best for your finances. Unfortunately, even budget vacations will set you back hundreds or thousands of dollars. And when funds are limited, it’s even more important not to overspend. If you need to stick to your budget, here are 10 things you […]
10 Hidden Costs of Owning a Tiny Home
Tiny homes have become extremely popular in recent years, especially under current real estate market conditions. Although a minimalistic lifestyle offers many financial benefits, buying a tiny home may not be as cost-effective as you might think. But before you decide to downsize and invest in one, you should consider these 10 hidden costs of […]
Does Your Health Insurance Offer These Free Services and Discounts?
The whole purpose of health insurance is to provide medical coverage to help you lower your healthcare bills. While it seems premiums get more expensive every year, many people don’t realize that they qualify for several free services and discounts through their health insurance policies. If you have overlooked these perks, you may be missing […]
7 Things You Should Know About Traveling in Retirement
10 Best Dollar Store Grocery Items on a Budget
Growing up, there were lean years when it was difficult for my family to pay the monthly bills. Since we were living paycheck to paycheck, we had to find creative ways to stretch our budget as much as possible. We used all the conventional budgeting tips such as cutting coupons, buying off-brand items, and shopping […]
What Type of Income Can’t the IRS Tax?
7 Small Ways You Can Stop Wasting Money Every Month
As a project manager, my husband often travels for work. Normally, this only requires him to be away for a week every month. However, his most recent assignment has him on-site so often that he needs to rent an apartment close to the job site. While his company provides a monthly allowance for living expenses […]
What To Do When You’ve Been Laid Off
As the world economy continues to struggle and the fear of a recession looms, many companies are cutting labor costs and announcing massive layoffs. While some may have anticipated it, others who were not expecting it now face a difficult situation. But rather than dwelling on what has happened, there are crucial things you need […]
5 Financial Problems With Shopping on Amazon
The transition to e-commerce and the ability to shop from the comfort of home has completely transformed the retail industry. And it seems like online shopping is here to stay. Over the last few years, online sales have risen and now account for 15% of all revenue in the industry. However, this convenience comes at […]
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