Growing up, there were lean years when it was difficult for my family to pay the monthly bills. Since we were living paycheck to paycheck, we had to find creative ways to stretch our budget as much as possible. We used all the conventional budgeting tips such as cutting coupons, buying off-brand items, and shopping […]
What Type of Income Can’t the IRS Tax?
7 Small Ways You Can Stop Wasting Money Every Month
As a project manager, my husband often travels for work. Normally, this only requires him to be away for a week every month. However, his most recent assignment has him on-site so often that he needs to rent an apartment close to the job site. While his company provides a monthly allowance for living expenses […]
What To Do When You’ve Been Laid Off
As the world economy continues to struggle and the fear of a recession looms, many companies are cutting labor costs and announcing massive layoffs. While some may have anticipated it, others who were not expecting it now face a difficult situation. But rather than dwelling on what has happened, there are crucial things you need […]
5 Financial Problems With Shopping on Amazon
The transition to e-commerce and the ability to shop from the comfort of home has completely transformed the retail industry. And it seems like online shopping is here to stay. Over the last few years, online sales have risen and now account for 15% of all revenue in the industry. However, this convenience comes at […]
9 Warning Signs That You Aren’t Saving Enough for Retirement
Although most people hope to retire in their 60s, it is becoming a less realistic goal in today’s economic climate. Increasing inflation rates, the greater cost of living, and heavier financial burdens have made it more difficult to reach these savings goals. According to financial experts, it takes approximately 70% of your annual salary to […]
The Most Expensive Times to Buy Airline Tickets
As the snow continues to fall and the days of subzero temperatures drag on, I miss the sunshine and the heat. As a summer baby, I have never enjoyed cold weather. So, I always look forward to traveling to warmer climates in the winter months. However, the holidays make it difficult to find affordable tickets […]
Don’t Let Porch Pirates Ruin Your Holiday
When Thanksgiving is over, many Americans start preparing for the sales event of the season. If you’re like me, then you have already started shopping the Black Friday and Cyber Monday deals to save money on holiday gifts. But rather than fighting the crowds, many prefer to buy everything online and have the items sent […]
How These Numbers Secretly Control Your Life
I firmly believe that people are the sum of the choices they make, both in their relationships and financial planning. However, there are often several outside factors that influence these decisions. So, here’s a look at a few very important numbers that secretly control certain aspects of your life. 10 Numbers that Secretly Control Your […]
7 Ways to Save on the Alcohol Budget During the Holidays
The holidays give us the perfect reason to eat, drink, and be merry. That is unless, you are the one paying for it all. Whether you are planning an office party, dinner with friends, family get-togethers, or a New Year’s Eve bash, here are 7 ways to save on the alcohol budget during the holidays. […]
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