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5 Financial Problems of Shopping on Amazon

by Jenny Smedraon January 25, 2023 ~ Leave a Comment

5 Financial Problems of Shopping on Amazon

The transition to e-commerce and the ability to shop from the comfort of home has completely transformed the retail industry. And it seems like online shopping is here to stay. Over the last few years, online sales have risen and now account for 15% of all revenue in the industry. However, this convenience comes at […]

Filed Under: Lifestyle
Tagged With: problems shopping on Amazon

9 Warning Signs That You Aren’t Saving Enough for Retirement

by Jenny Smedraon January 11, 2023 ~ Leave a Comment

x Warning Signs That You Aren't Saving Enough for Retirement

Although most people hope to retire in their 60s, it is becoming a less realistic goal in today’s economic climate. Increasing inflation rates, the greater cost of living, and heavier financial burdens have made it more difficult to reach these savings goals. According to financial experts, it takes approximately 70% of your annual salary to […]

Filed Under: Retirement
Tagged With: Warning Signs That You Aren't Saving Enough for Retirement

The Most Expensive Times to Buy Airline Tickets

by Jenny Smedraon December 21, 2022 ~ Leave a Comment

The Most Expensive Times to Buy Airline Tickets

As the snow continues to fall and the days of subzero temperatures drag on, I miss the sunshine and the heat. As a summer baby, I have never enjoyed cold weather. So, I always look forward to traveling to warmer climates in the winter months. However, the holidays make it difficult to find affordable tickets […]

Filed Under: Travel
Tagged With: most expensive airline tickets, most expensive times to buy airline tickets

Don’t Let Porch Pirates Ruin Your Holiday

by Jenny Smedraon December 7, 2022 ~ Leave a Comment

Don't Let Porch Pirates Ruin the Holidays

When Thanksgiving is over, many Americans start preparing for the sales event of the season. If you’re like me, then you have already started shopping the Black Friday and Cyber Monday deals to save money on holiday gifts. But rather than fighting the crowds, many prefer to buy everything online and have the items sent […]

Filed Under: Buzz Around the Web
Tagged With: porch pirates

How These Numbers Secretly Control Your Life

by Jenny Smedraon November 23, 2022 ~ Leave a Comment

10 Numbers That Secretly Control Your Life

I firmly believe that people are the sum of the choices they make, both in their relationships and financial planning. However, there are often several outside factors that influence these decisions. So, here’s a look at a few very important numbers that secretly control certain aspects of your life. 10 Numbers that Secretly Control Your […]

Filed Under: Lifestyle
Tagged With: numbers control your life

7 Ways to Save on the Alcohol Budget During the Holidays

by Jenny Smedraon November 9, 2022 ~ Leave a Comment

7 Ways to Save on the Alcohol Budget During the Holidays

The holidays give us the perfect reason to eat, drink, and be merry. That is unless, you are the one paying for it all. Whether you are planning an office party, dinner with friends, family get-togethers, or a New Year’s Eve bash, here are 7 ways to save on the alcohol budget during the holidays. […]

Filed Under: Uncategorized
Tagged With: save on alcohol

Where Can You Find Discounts on Home Renovation Projects?

by Jenny Smedraon October 26, 2022 ~ Leave a Comment

Where Can You Find Discounts on Home Renovation Projects?

Any homeowner will tell you that home repairs and renovations are expensive. And since the home improvement trade is still rebounding from Covid-19, prices are even higher. As my mom is finding out, the costs have continued to rise and may get even worse if economic conditions persist. We are now undertaking several large projects […]

Filed Under: Home
Tagged With: Discounts on Home Renovation

7 Strategies to Deal with Medical Debt

by Jenny Smedraon October 5, 2022 ~ Leave a Comment

7 Strategies to Deal with Medical Debt

Working abroad, medical expenses were never a major concern with national healthcare. However, I moved home to be closer to family. One of the hardest parts of transitioning to life in the United States was giving up my free health insurance. While I know I made the right decision, life is more expensive here, even […]

Filed Under: Lifestyle, Money
Tagged With: medical debt

5 Ways to Cut the Costs of Pet Ownership

by Jenny Smedraon September 7, 2022 ~ Leave a Comment

I have always been an animal lover, but it has been several years since I have had to care for one That all changed a few weeks ago when we brought home a new addition to the household. While owning a pet is very rewarding, I had forgotten all the associated costs of caring for […]

Filed Under: Lifestyle
Tagged With: costs of pet ownership, cut the costs of pet ownership

Is Financial Fatigue Costing You Money?

by Jenny Smedraon August 24, 2022 ~ Leave a Comment

It has been a rough few years for most of us, both emotionally and financially. In the wake of the pandemic, many people are experiencing reduced hours, rising inflation and cost of living, and significant portfolio losses. Today, the American Dream seems more like a fantasy, especially for those who are dealing with financial fatigue. […]

Filed Under: Lifestyle

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About Author

Jenny Smedra

Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

Bees Finance Rules

HERE ARE SOME SIMPLE GUIDELINES THAT WILL HELP YOU BUILD WEALTH:  

PAY OFF HIGH INTEREST DEBT: DON’T CARRY A BALANCE ON YOUR CREDIT CARDS

TAKE WHAT UNCLE SAM GIVES YOU: MAXIMIZE YOUR CONTRIBUTIONS TO TAX ADVANTAGED RETIREMENT ACCOUNTS

DON’T PROCRASTINATE: WEALTH TAKES TIME TO ACCUMULATE, SO DON’T WAIT

SAVE, INVEST AND REINVEST: LET COMPOUNDING WORK FOR YOU. SAVE YOUR MONEY, THEN INVEST AND REINVEST IT

SAVE AND INVEST AT LEAST 5 TO 10%: PUT ASIDE AT LEAST A MINIMUM SO YOU’RE STUCK WHEN YOU’RE AT RETIREMENT AGE

HAVE AN EMERGENCY FUND: IF YOU CAN’T SAVE 6 MONTHS OF EXPENSES, GET AT LEAST $1,000 SAVED UP

OWN: OWNING ASSETS IS GENERALLY TO YOUR ADVANTAGE. GET AS MANY AS YOU REASONABLY CAN

IF YOU ARE MARRIED, BUILD YOUR PARTNERSHIP: HAVING A STRONG MARRIAGE CAN BE AN EXCELLENT ACCELERATOR. WORK ON YOUR MARRIAGE AND CARE FOR YOUR SPOUSE.

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