Being proactive means you’re less likely to be caught off guard. It allows you to mitigate risks and challenges rather than trying to solve problems after the fact, which is often more wasteful. It’s a skill that takes practice to master and requires an attitude of viewing everything as an opportunity for growth and improvement. […]
Viewing category: Budgeting
Why Avoiding DIY Repairs Helps You Save Money
Running a home can be expensive, so it’s important to maintain a healthy budget. However, repairs and replacements are often required to keep your home optimally functioning. If you’re trying to save money by doing repairs yourself, it may have the opposite effect. Read on to see how avoiding these DIY repairs can actually save […]
Five Ways to Save Money on Medicare
Many people mistakenly think Medicare is free. While you can qualify for premium-free Part A, the rest of your Medicare coverage comes at a cost. Generally, pre-Medicare coverage includes a maximum out-of-pocket that caps your expenses during the year. However, that is not how Original Medicare works. There is no cap on your costs during […]
Budgeting for Large Scale Building Projects
When we think about construction, we think about large-scale budget techniques and capital to help get the project going with the correct elements in place. If you’re here and you have a project, you’re looking to work on. You have come to the right place. Today’s post is about budgeting techniques to help get your […]
3 Ways to Lower Your Different Monthly Insurance Costs
While insurance is an important part of living life responsibly, it can dent your finances and leave you unable to keep up with your budget. That’s why it’s important to look for ways in which to lower your monthly insurance costs and enjoy the benefits of good insurance coverage without the massive price tag. Here […]
Financial Tips for Divorced Parents
There is no doubt that divorces are tough and can get messy. You’re dividing assets you grew together and giving up a life you once thought was unbreakable. It is difficult when it’s just the two of you, but adding children to the mix makes it far more complicated. Knowing you’re going to have to […]
10 Best Dollar Store Grocery Items on a Budget
Growing up, there were lean years when it was difficult for my family to pay the monthly bills. Since we were living paycheck to paycheck, we had to find creative ways to stretch our budget as much as possible. We used all the conventional budgeting tips such as cutting coupons, buying off-brand items, and shopping […]
7 Small Ways You Can Stop Wasting Money Every Month
As a project manager, my husband often travels for work. Normally, this only requires him to be away for a week every month. However, his most recent assignment has him on-site so often that he needs to rent an apartment close to the job site. While his company provides a monthly allowance for living expenses […]
Budgeting Tips for Empty Nesters
Budgeting Tips for Paying Off Legal Debt
Legal debt can be a significant burden, especially if you are facing criminal charges or fines. If you are struggling to pay off legal debt, it can be helpful to create a budget to manage your expenses and prioritize your payments. Here are some budgeting tips to consider when paying off legal debt. Create a […]