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Making Money from Scrap Metal – Everything You Need to Know

by Jenny Smedraon June 22, 2022 ~ Leave a Comment

Making Money From Scrap Metal - Everything You Need to Know

At a time when it seems like everyone has a side hustle, people are getting more creative. Rather than relying on multiple jobs or longer hours, more people are looking toward alternative ways to bring in extra income. With inflation on the rise, many people are making money from scrap metal. And, it’s easier than […]

Filed Under: Money
Tagged With: money from scrap metal

Striking a Balance Between Over-Spending and Over-Budgeting

by Jenny Smedraon June 15, 2022 ~ Leave a Comment

Striking a Balance Between Over-Spending and Over-Budgeting

Growing up in my family gave me a unique outlook on personal savings habits since my parents had very different ideas about managing money. While my mom was a classic overspender who flirted with the monthly budget, my dad had a severe fear of spending money. Therefore, my parents exposed me to both ends of […]

Filed Under: Lifestyle
Tagged With: balance between over-spending and over-budgeting, balance over-spending and over-budgeting

Finding Affordable Mental Health Care

by Jenny Smedraon May 18, 2022 ~ Leave a Comment

Finding Affordable Mental Health Care

Mental Health Awareness Month May is Mental Health Awareness Month. Now is the perfect opportunity to put a spotlight on mental health to share our experiences and resources. Freely discussing our struggles removes the stigma and helps everyone find the support they need. During Mental Health Awareness Month, we can work together to improve our […]

Filed Under: Lifestyle
Tagged With: mental health, mental healthcare

7 Reasons to Avoid Third-Party Bookings

by Jenny Smedraon May 4, 2022 ~ Leave a Comment

Why You Should Avoid Third-Party Bookings

Although some people despise it, I look forward to making travel arrangements. Scouting out local attractions and finding great deals get me even more excited about getting away. As I was planning our family vacation for this summer, I found some killer airline deals through a third-party travel site. While I normally prefer to book […]

Filed Under: Travel
Tagged With: 3rd party bookings, 3rd party reservations, third party bookings, third party reservations

Tips for Teaching a Senior How to Budget

by Jenny Smedraon April 6, 2022 ~ Leave a Comment

What do you do to help a senior learn how to budget?

Budgeting is a skill you need to practice at every stage of life. But, it becomes even more crucial during your retirement years. However, if the person was never taught how to live on a budget, this can become a huge challenge. And with rising inflation and medical expenses, more seniors struggle to make ends […]

Filed Under: Lifestyle
Tagged With: senior budget

7 Smart Financial Moves with $1000 in the Bank

by Jenny Smedraon March 16, 2022 ~ Leave a Comment

5 Smart Financial Moves with $1000 in the Bank

After many years of irresponsible spending and poor financial habits, I took control of my finances over the last 5 years. I kept myself on a strict budget, paid down my debts, and started to build my savings. However, I noticed this month that I had saved an additional $1000 in my checking account. Rather […]

Filed Under: Money
Tagged With: financial moves with $1000, financial moves with $1000 in the bank

Does Shopping Holiday Sales Save You Money?

by Jenny Smedraon March 2, 2022 ~ Leave a Comment

Does Shopping Holiday Sales Really Save You Money?

With the rising inflation and cost of basic goods, everyone is looking for ways to reduce their spending. Of course, I stick to a budget and save my large purchases for holiday sales events. It has always been difficult for me to spend money, but I feel that finding a good deal makes the financial […]

Filed Under: Lifestyle, Money
Tagged With: holiday sales save you money, holiday spending

Can You Really Make Money on Facebook Marketplace?

by Jenny Smedraon February 23, 2022 ~ Leave a Comment

Can You Really Make Money on Facebook Marketplace?

Facebook Marketplace has changed e-commerce. Many small business owners and entrepreneurs are using it to reach more customers and boost profits. However, even your average Joes are using the platform to sell things they no longer want or have room for. Recently, my dad decided it was time to finally clear out the old barn […]

Filed Under: Buzz Around the Web
Tagged With: Facebook Marketplace, make money on Facebook Marketplace

Why Using YouTube Tutorials Helps You Save Money

by Jenny Smedraon February 9, 2022 ~ Leave a Comment

Using YouTube Tutorials Can Save You Money

While many rely on the internet to stay connected, it is also a vast resource of knowledge. You can learn to do just about anything if you spend enough time researching or watching videos online. Anytime I need to learn how to do something or require a refresher, I simply look up YouTube videos for […]

Filed Under: Buzz Around the Web, Lifestyle
Tagged With: YouTube Tutorials Save Money

Planning a Honeymoon on a Budget

by Jenny Smedraon January 19, 2022 ~ Leave a Comment

Planning a Honeymoon on a Budget

Last September my husband and I celebrated one of the most important moments of our lives. We had a small and intimate wedding. Although, it was not the one I had envisioned. Due to financial and health concerns, we could not celebrate with all our family and friends. Therefore, we decided to keep it simple […]

Filed Under: Lifestyle
Tagged With: honeymoon on a budget, planning a honeymoon on a budget

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About The Author


Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

Finance Rules

  1. Pay Off High Interest Debt:  Don’t carry a balance on your credit cards
  2. Take What Uncle Sam Gives You: Maximize your contributions to tax advantaged retirement accounts
  3. Don’t Procrastinate: Wealth takes time to accumulate, so don’t wait
  4. Save, Invest and Reinvest: Let compounding work for you.  Save your money, then invest and reinvest it
  5. Save and Invest At Least 5 to 10%: Put aside at least a minimum so you’re stuck when you’re at retirement age
  6. Have an Emergency Fund: If you can’t save 6 months of expenses, get at least $1,000 saved up
  7. Own: Owning assets is generally to your advantage. Get as many as you reasonably can
  8. If You Are Married, Build Your Partnership: Having a strong marriage can be an excellent finance accelerator. Work on your marriage and care for your spouse.

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