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How to Make Money Investing in Laundromats

by Jenny Smedraon November 18, 2020 ~ Leave a Comment

How to Make Money Investing in Laundromats

Creating a source of passive income is a solid step towards future financial security. However, there are significant considerations when starting a small business. For some entrepreneurs, investing in laundromats is the perfect investment for their first venture. Not only does it give you a more flexible working schedule, but also a steady cash flow […]

Filed Under: Money, Small business, Uncategorized
Tagged With: investing in laundromats, laundromats

Credit Score Ranges: What Can a 637 Credit Score Get You?

by Jenny Smedraon October 27, 2020 ~ Leave a Comment

637 credit score

Knowing your credit score is important. It impacts your ability to buy things and live your life the way you want. There are various credit ranges, usually characterized by the terms very poor, poor, fair, good and excellent. What about a 637 credit score? Is that a good credit score and what purchases will you […]

Filed Under: Lifestyle, Money
Tagged With: credit, credit score, credit score ranges, how much credit do you need to buy a house

7 Signs You Are Over-Investing

by Jenny Smedraon October 21, 2020 ~ Leave a Comment

7 Signs You Are Over-Investing

Just like anything in life, there is no reward without risk in investing. However, taking too many risks can greatly impact your financial planning and your future. If you are struggling to make ends meet or constantly moving money around to make investments, there is a good chance you need to make some changes. Here […]

Filed Under: Money
Tagged With: over-investing, signs you are over-investing

How to Budget on an Irregular Income

by Jenny Smedraon October 7, 2020 ~ 2 Comments

How to Budget on an Irregular Income

Budgeting with Irregular Income While budgeting is an important part of financial planning, it is even more so if you do not get a steady paycheck. You need to budget on an irregular income to ensure your bills get paid each month. Otherwise, you may find yourself unable to pay for basic necessities or sitting […]

Filed Under: Lifestyle, Money
Tagged With: budget, budget on an irregular income, irregular income

Winterize Your Home for Huge Savings

by Jenny Smedraon September 30, 2020 ~ Leave a Comment

5 Easy Ways to Winterize Your Home

Winter weather will soon be upon us, and for those in colder climates this means it is time to prepare for inclement weather. Before the snow arrives and the temperatures plunge, every homeowner needs to winterize your home. Here are 5 easy and cost effective ways you can help protect your home from severe weather. […]

Filed Under: Home
Tagged With: winterize a house, winterize your home

How to Make Money by Making Memes

by Jenny Smedraon September 24, 2020 ~ Leave a Comment

How to Make Money by Making Memes

Memes are everywhere these days. From TV and movies to social media, memes have become an influential part of pop culture. Even national brands have jumped on board the meme train using them in their marketing strategies. So it begs the question, is it possible to make money by making memes? In truth, there are […]

Filed Under: Buzz Around the Web
Tagged With: make money by making memes, making memes

Make Money by Selling on Craigslist

by Jenny Smedraon September 16, 2020 ~ Leave a Comment

Growing up in the country gave my family plenty of space. This also meant that my father had an inordinate amount of room to store his project vehicles, yard sale treasures, and other items not welcome in the house. Over the years his barn and three-car garage gathered a wide array of items. Many people […]

Filed Under: Money
Tagged With: craiglists posts, selling on craigslist

Industries to Invest in During a Bearish Market

by Jenny Smedraon September 9, 2020 ~ Leave a Comment

Industries to Invest in During a Bearish Market

  The mention of a ‘bear market’ makes many investors nervous. However, economic downturns are an unfortunate and unavoidable reality of the stock market. Moreover, once stock prices begin to fall, it is impossible to know when they will hit bottom. To protect your investments, experts provide some advice of which strategies and industries to […]

Filed Under: Money, Uncategorized
Tagged With: bear market, industries to invest in, industries to invest in during a bearish market

Visa Signature or Visa Platinum?

by Jenny Smedraon September 1, 2020 ~ 1 Comment

Visa Signature or Visa Platinum?

If you’ve been working on your credit, you may be looking into different types of credit cards. Choosing the right card can be difficult. There are so many different kinds of credit cards out there. What about one of the most popular credit card companies in the United States, Visa? What are the differences and […]

Filed Under: Money, Uncategorized
Tagged With: Visa, Visa comparisons, Visa Platinum, Visa Signature

Is Sweatcoin Worth It?

by Jenny Smedraon August 13, 2020 ~ Leave a Comment

Is Sweatcoin Worth It?

  Many people assume that a free app like Sweatcoin is too good to be true. Some might even believe it to be a scam. How could any company make money by rewarding you for walking? However, a mention in national magazines and more than 5 million users prove otherwise. A quick visit to their […]

Filed Under: Lifestyle, Money
Tagged With: is sweatcoin worth it, sweatcoin

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About The Author


Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

Finance Rules

  1. Pay Off High Interest Debt:  Don’t carry a balance on your credit cards
  2. Take What Uncle Sam Gives You: Maximize your contributions to tax advantaged retirement accounts
  3. Don’t Procrastinate: Wealth takes time to accumulate, so don’t wait
  4. Save, Invest and Reinvest: Let compounding work for you.  Save your money, then invest and reinvest it
  5. Save and Invest At Least 5 to 10%: Put aside at least a minimum so you’re stuck when you’re at retirement age
  6. Have an Emergency Fund: If you can’t save 6 months of expenses, get at least $1,000 saved up
  7. Own: Owning assets is generally to your advantage. Get as many as you reasonably can
  8. If You Are Married, Build Your Partnership: Having a strong marriage can be an excellent finance accelerator. Work on your marriage and care for your spouse.

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