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SMBX: My Experience With Small Business Bonds

by Shay Huntleyon March 3, 2021 ~ Leave a Comment

SMBX

Investing is hot among retail investors. With low entry requirements, no fees on most platforms, and wide-spread information, they are all looking at ways to enter the market. Besides hopping on the latest meme stocks, small investors are also scouring for other ways to invest their money.  And, a lot of people want to use […]

Filed Under: Money, Small business
Tagged With: extra money, investing, Small Business Bonds, SMBX

How to Sell Your Hair For Extra Cash

by Jenny Smedraon February 17, 2021 ~ 1 Comment

Sell Your Hair

Summertime is quickly approaching. If you’re like me, then you’re probably looking for ways to make some extra money. Whether it be for a family vacation, a new bathing suit, or even just a day trip to the beach, finding the extra cash can be difficult. While brainstorming new ways to make money, I stumbled […]

Filed Under: Uncategorized
Tagged With: how to sell your hair, make extra money, make money, sell hair for money, sell your hair, selling your hair, where can you sell hair, where do you sell hair

What To Do If You Lost Your Wallet

by Jenny Smedraon February 3, 2021 ~ Leave a Comment

What To Do If You Lost Your Wallet

I have never felt quite as helpless as when I lost my wallet in a foreign country. Stranded without cash or identification, I had to take action fast to protect myself and my finances. If you have lost your wallet or personal belongings, here is what you need to know to limit your financial responsibility […]

Filed Under: Money
Tagged With: lost wallet, stolen wallet

Changing Your Diet To Save You Money

by Jenny Smedraon January 20, 2021 ~ Leave a Comment

Changing Your Diet To Save You Money

  When you walk into the store, it’s easy to stock up on cheap ramen, boxes of macaroni and cheese, or frozen dinners. They are quick to make and easy on the budget. Unfortunately, those foods are so processed that they actually do more damage than good. When trying to shop health-consciously, we get scared […]

Filed Under: Lifestyle
Tagged With: diet, food budget, healthy foods

Can You Deposit a Ripped Check?

by Jenny Smedraon January 6, 2021 ~ Leave a Comment

Can You Deposit a RIpped Check?

Even with automated payments and direct deposit options, there are times when we still must handle paper checks. Unfortunately, accidents can happen before you make it to the bank. If you have a damaged check, you may be wondering if your financial institution will accept it. The good news is that you may still be […]

Filed Under: Money, Uncategorized
Tagged With: damaged check, deposit a ripped check, ripped check

7 Things You Should Know About Renting Space On Airbnb

by Jenny Smedraon December 16, 2020 ~ Leave a Comment

Things You Should Know about Renting Space on Airbnb

Airbnb is a hot topic for making extra money. The idea of using your home to generate side income sounds appealing and can be a great way to get out of debt. Unfortunately, many people jump right in, completely unprepared, and struggle to make it work. Before renting your space on Airbnb, here are a […]

Filed Under: Money
Tagged With: Airbnb, renting space on airbnb

7 Ways to Involve Friends in Saving Money

by Jenny Smedraon December 2, 2020 ~ Leave a Comment

How to Involve Friends When Saving Money

There is no doubt that there is strength in numbers. Whether you are trying to change a behavior or develop new habits, a strong support network is the best way to succeed. You can use these same social strategies to improve your finances.  Your peer support group doesn’t have to be a structured plan, either. […]

Filed Under: Uncategorized
Tagged With: Involve Friends in Saving Money, saving money, saving money with friends

How to Make Money Investing in Laundromats

by Jenny Smedraon November 18, 2020 ~ Leave a Comment

How to Make Money Investing in Laundromats

Creating a source of passive income is a solid step towards future financial security. However, there are significant considerations when starting a small business. For some entrepreneurs, investing in laundromats is the perfect investment for their first venture. Not only does it give you a more flexible working schedule, but also a steady cash flow […]

Filed Under: Money, Small business, Uncategorized
Tagged With: investing in laundromats, laundromats

Credit Score Ranges: What Can a 637 Credit Score Get You?

by Jenny Smedraon October 27, 2020 ~ Leave a Comment

637 credit score

Knowing your credit score is important. It impacts your ability to buy things and live your life the way you want. There are various credit ranges, usually characterized by the terms very poor, poor, fair, good and excellent. What about a 637 credit score? Is that a good credit score and what purchases will you […]

Filed Under: Lifestyle, Money
Tagged With: credit, credit score, credit score ranges, how much credit do you need to buy a house

7 Signs You Are Over-Investing

by Jenny Smedraon October 21, 2020 ~ Leave a Comment

7 Signs You Are Over-Investing

Just like anything in life, there is no reward without risk in investing. However, taking too many risks can greatly impact your financial planning and your future. If you are struggling to make ends meet or constantly moving money around to make investments, there is a good chance you need to make some changes. Here […]

Filed Under: Money
Tagged With: over-investing, signs you are over-investing

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About The Author


Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

Finance Rules

  1. Pay Off High Interest Debt:  Don’t carry a balance on your credit cards
  2. Take What Uncle Sam Gives You: Maximize your contributions to tax advantaged retirement accounts
  3. Don’t Procrastinate: Wealth takes time to accumulate, so don’t wait
  4. Save, Invest and Reinvest: Let compounding work for you.  Save your money, then invest and reinvest it
  5. Save and Invest At Least 5 to 10%: Put aside at least a minimum so you’re stuck when you’re at retirement age
  6. Have an Emergency Fund: If you can’t save 6 months of expenses, get at least $1,000 saved up
  7. Own: Owning assets is generally to your advantage. Get as many as you reasonably can
  8. If You Are Married, Build Your Partnership: Having a strong marriage can be an excellent finance accelerator. Work on your marriage and care for your spouse.

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