• About
  • Contact
  • Facebook
  • Twitter
  • Pinterest
  • RSS

Budget and the Bees

Buzz-worthy life tips for busy bees

  • Toolkit
  • Money
  • Organize
  • Lifestyle
  • Travel

Learning How To Live In A Budget

by Jenny Smedraon August 11, 2022 ~ Leave a Comment

Most people I know have been watching their spending these days. After watching the hits on my retirement accounts and calculating the rising cost of living, my family has already been trimming the budget. Unfortunately, our current methods won’t be enough to sustain us. Not only has inflation continued to rise, but my husband will […]

Filed Under: Lifestyle
Tagged With: limited budget, live on a limited budget

The 15 Best Sites For Last-Minute Travel Deals

by Jenny Smedraon July 22, 2022 ~ Leave a Comment

Summer is almost over. So, if you haven’t gotten away from the office yet, you only have a few weeks left. However, booking your vacation doesn’t need to be stressful since there are sites that can save you time and money. If you need one last trip before the end of summer, here are 15 […]

Filed Under: Travel
Tagged With: best sites for last-minute travel deals, last-minute travel deals

How Many Accounts Does It Take To Manage Your Finances?

by Jenny Smedraon July 13, 2022 ~ Leave a Comment

I spend a good portion of my time reading other blogs and looking for ways to improve how I manage my personal finances. And I can assure you, there is no shortage in the number of resources and ideas out there. While I have built my savings philosophy from several models, one idea has been […]

Filed Under: Money, Organize
Tagged With: accounts to manage your finances

Making Money from Scrap Metal – Everything You Need to Know

by Jenny Smedraon June 22, 2022 ~ Leave a Comment

At a time when it seems like everyone has a side hustle, people are getting more creative. Rather than relying on multiple jobs or longer hours, more people are looking toward alternative ways to bring in extra income. With inflation on the rise, many people are making money from scrap metal. And, it’s easier than […]

Filed Under: Money, Uncategorized
Tagged With: money from scrap metal

Striking a Balance Between Over-Spending and Over-Budgeting

by Jenny Smedraon June 15, 2022 ~ Leave a Comment

Growing up in my family gave me a unique outlook on personal savings habits since my parents had very different ideas about managing money. While my mom was a classic overspender who flirted with the monthly budget, my dad had a severe fear of spending money. Therefore, my parents exposed me to both ends of […]

Filed Under: Lifestyle
Tagged With: balance between over-spending and over-budgeting, balance over-spending and over-budgeting

Finding Affordable Mental Health Care

by Jenny Smedraon May 18, 2022 ~ Leave a Comment

Your mental health is just as important as your physical health. However, if you having trouble finding a provider or think help is out of reach, don’t give up. There are options are the for finding affordable mental health care. Mental Health Awareness Month May is Mental Health Awareness Month. Now is the perfect opportunity […]

Filed Under: Lifestyle
Tagged With: mental health, mental health care

7 Reasons to Avoid Third-Party Bookings

by Jenny Smedraon May 4, 2022 ~ Leave a Comment

Although some people despise it, I look forward to making travel arrangements. Scouting out local attractions and finding great deals get me even more excited about getting away. As I was planning our family vacation for this summer, I found some killer airline deals through a third-party travel site. While I normally prefer to book […]

Filed Under: Travel
Tagged With: 3rd party bookings, 3rd party reservations, third party bookings, third party reservations

Tips for Teaching a Senior How to Budget

by Jenny Smedraon April 6, 2022 ~ Leave a Comment

Budgeting is a skill you need to practice at every stage of life. But, it becomes even more crucial during your retirement years. However, if the person was never taught how to live on a budget, this can become a huge challenge. And with rising inflation and medical expenses, more seniors struggle to make ends […]

Filed Under: Lifestyle
Tagged With: senior budget

What Steps to Take if You Forgot to Cancel a Trial Subscription

by Jenny Smedraon January 5, 2022 ~ Leave a Comment

When I was younger, I can vividly remember the free trial subscriptions offered for my favorite magazines, CDs, and book clubs. However, anytime I asked my mom if I could sign up to get the free gift, I was met with an adamant no. I often wondered why my mom took such a strong stance […]

Filed Under: Lifestyle
Tagged With: Cancel a Trial Subscription, Forgot to Cancel a Trial Subscription

How To Get A Price Drop Refund From Costco

by Jenny Smedraon December 8, 2021 ~ Leave a Comment

One of the reasons I became a Costco member is that I am always looking for the best deals. Not only do I save a ton of money buying paper and cleaning products in bulk, but they usually have the most competitive prices as well. However, one of the most overlooked and undervalued member benefits […]

Filed Under: Lifestyle

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • …
  • 39
  • Next Page »

About Author

Jenny Smedra

Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

Bees Finance Rules

HERE ARE SOME SIMPLE GUIDELINES THAT WILL HELP YOU BUILD WEALTH:  

PAY OFF HIGH INTEREST DEBT: DON’T CARRY A BALANCE ON YOUR CREDIT CARDS

TAKE WHAT UNCLE SAM GIVES YOU: MAXIMIZE YOUR CONTRIBUTIONS TO TAX ADVANTAGED RETIREMENT ACCOUNTS

DON’T PROCRASTINATE: WEALTH TAKES TIME TO ACCUMULATE, SO DON’T WAIT

SAVE, INVEST AND REINVEST: LET COMPOUNDING WORK FOR YOU. SAVE YOUR MONEY, THEN INVEST AND REINVEST IT

SAVE AND INVEST AT LEAST 5 TO 10%: PUT ASIDE AT LEAST A MINIMUM SO YOU’RE STUCK WHEN YOU’RE AT RETIREMENT AGE

HAVE AN EMERGENCY FUND: IF YOU CAN’T SAVE 6 MONTHS OF EXPENSES, GET AT LEAST $1,000 SAVED UP

OWN: OWNING ASSETS IS GENERALLY TO YOUR ADVANTAGE. GET AS MANY AS YOU REASONABLY CAN

IF YOU ARE MARRIED, BUILD YOUR PARTNERSHIP: HAVING A STRONG MARRIAGE CAN BE AN EXCELLENT ACCELERATOR. WORK ON YOUR MARRIAGE AND CARE FOR YOUR SPOUSE.

Archives

Disclosure

This blog is for entertainment purposes only and should not be taken as professional advice. As per guidelines issued by the Federal Trade Commission (FTC), we disclose that we may receive compensation if some consumers choose to use the links located in the content on this site. Additionally, some articles on this site may be sponsored.

Privacy Policy

We will not share or sell your personal information to third parties. Like many websites, we might collect information in the form of cookies to store your preferences. Our advertisers may also utilize cookies when collecting information about how users interact with links to their products. You may also see our detailed Privacy Policy.

Copyright © 2023 Budget and the Bees. Development by >Moonsteam Design.