Tis the season to receive a gift. And tis the season for receiving a gift you don’t want. But, what do you do with unwanted gifts? You don’t want to risk hurting the feelings of someone who spent thoughtful time picking out a gift for you. After all, it was likely given to you with […]
Viewing category: Money
10 Unnecessary Purchases that Hinder Savings
Building your savings is an important goal to reach financial success. However, it can be difficult to create and stick to a strict budget. If you can’t seem to meet your monthly savings goals, it may be time to evaluate your spending habits. Here are 10 unnecessary purchases that hinder savings. 10 Unnecessary Purchases that […]
How to Tell If You’re Over-Diversifying
Diversification is a cornerstone of investment strategy, but you can overdo it. Having too many assets in your portfolio can be just as harmful as having too few. When you’re over-diversifying, you are actually working against yourself. It waters down your returns and your portfolio’s performance. But, how can you tell if you’re over-diversifying? […]
Can SEO Benefit A Small Business: Startup Services For Optimum Growth
5 Ways To Lower Your Auto Insurance Rates
If you think you could skip paying for car insurance, you need to think again. You need it to protect yourself against contingencies that could arise. While it is expensive, you can consider it as a good investment as paying for repairs yourself can actually cost you more. Moreover, what if you were told that […]
How Learning a Foreign Language Boosts Your Earnings
Improving your language skills offers many personal and professional benefits. Not only does it provide new insights and access to other cultures, but it can entirely change your worldview. Becoming bilingual or multilingual gives you a global business perspective and more employment opportunities as well. From a financial perspective, learning a foreign language boosts earnings […]
Bestow Insurance: Pros and Cons
Big data and the increased power of computing have transformed personal finance. For example, companies such as Uber and Airbnb have changed how taxis operate and how you rent your house. This radical change is also found in the insurance industry as well. Life insurance markets have historically been characterized by a wide variety of […]
How to Fight Overdraft Fees
ta No one intends to overdraw their account. Overdraft fees are usually the result of an honest mistake. Unfortunately though, most banks charge a penalty when your account balance drops below zero. While fees vary between institutions, the average amount is just over $33. This fee can increase rapidly as well if your bank chooses […]
Understanding the Basic Aspects of Personal Finances
There are many types of budgets and financial profiles. However, if you want to understand your financial state, you’ll need to understand components such as expenses, assets, income, and debt. Measuring each lets you see how financially healthy you are. What are Assets and Liabilities? These are the basic elements of your financial life. Taking […]
How to Get Paid to Shop for Things You’re Already Buying
Sometimes we feel like we are spending more money than we make. Groceries go up in price, gas prices rise, and unexpected expenses are always waiting to pop up in the most inconvenient moments. Fortunately, there are ways to find extra cash for doing the things you do every day. Here’s how to get paid […]
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