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Tamila McDonald

Tamila McDonald is a U.S. Army veteran with 20 years of service, including five years as a military financial advisor. After retiring from the Army, she spent eight years as an AFCPE-certified personal financial advisor for wounded warriors and their families. Now she writes about personal finance and benefits programs for numerous financial websites.

no religion

The Decline of Religion: 12 Simple Reasons People Are Less Religious

In recent times, a significant shift has been observed in religious affiliations and beliefs globally. More people are identifying as non-religious or are distancing themselves from organized religion. This phenomenon has various underlying causes, reflecting broader social, cultural, and intellectual trends. Here, we explore 12 simple reasons that contribute to the decline of religion, offering […]

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Beyond Budgeting: 14 Overrated Financial Strategies That Need a Reality Check

1. Renting is A Waste of Time While home ownership is the American dream, renting often gets a bad rap. However, the reality check is in—renting can offer financial flexibility, lower utility bills, and a landlord’s responsibility for repairs. With mortgage rates above 6.5%, the so-called “American dream” is unattainable for many and renting is

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ethos life insurance

You Might Be Underinsured. Ethos Can Fill in the Gaps.

Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath. Tamila

You Might Be Underinsured. Ethos Can Fill in the Gaps. Read More »