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James Hendrickson

James Hendrickson is an internet entrepreneur, blogging junky, hunter and personal finance geek. When he’s not lurking in coffee shops in Portland, Oregon, you’ll find him in the Pacific Northwest’s great outdoors. James has a masters degree in Sociology from the University of Maryland at College Park and a Bachelors degree on Sociology from Earlham College. He loves individual stocks, bonds and precious metals.

Is a 308 Credit Score Hopeless? Here’s What You Need to Know

Credit scores are crucial determinants of financial stability and independence. They influence your ability to receive loans, buy a car, rent an apartment, and even get certain jobs. However, it can be challenging to maintain a perfect credit score, especially if you’ve experienced financial difficulties. When your credit score falls below 500, it’s easy to

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