The ‘Stay-at-Home’ Penalty: How to Negotiate a ‘Spousal IRA’ to Protect Your Future If You Don’t Work
Choosing to stay home to raise children, care for aging parents, or support a partner’s career can come with a hidden financial cost. While one spouse’s paycheck keeps the household running, the nonworking partner may quietly fall behind on retirement savings. That gap is often called the “stay-at-home penalty,” and it can create long-term financial […]










